About Eaglestone Funding Group: Business Loan Help for Bartlett, TN Quick-Service Restaurants and Physician Offices

A clothing store in Bartlett, TN can look for business funding in four broad places: the bank or credit union that already holds its deposit accounts, online funding companies, the finance programs that fixture and point-of-sale vendors attach to their own equipment, and card-sales advance providers linked to the store's card processing. Banks, vendors and funding partners each apply their own review and set the terms of any offer.

Eaglestone Funding Group adds a fifth route. One request, made by phone or with the short form, goes to funding partners; a partner that reviews it can make an offer, and the store can set that offer beside whatever its own bank quotes. Shelby County, TN counted 408 clothing and clothing accessories stores with paid employees in 2023 (County Business Patterns, NAICS 448); a request that one of them sends rests on that store's own deposits, returns and debts, not on the county tally.

A child care center can apply at a bank branch, through a lender's own online portal, or here, where a single request reaches funding partners instead of one institution at a time. The place matters less than the fit: a center paying for new classroom furniture or a van wants a fixed payment, while a center covering payroll between agency payments wants a line it can draw and pay down.

• At a branch, the banker already sees the center's deposit history and can talk it through across a desk.
• On a lender portal, the center enters its figures once and gets an answer from that lender alone.
• Through Eaglestone, the center gives the amount, time in business and annual revenue by phone or on the request page, and partners take it from there.
• With a vendor, financing covers only that vendor's equipment, such as kitchen appliances or classroom furniture.

In 2023, Shelby County, TN had 229 child day care services establishments with paid employees (CBP, NAICS 624410). Separately, ZIP Code Business Patterns put nine child day care establishments at a ZIP 38134 address that year; a request that any of them sends can rest on its own enrollment income and costs.

Business funding moves in a fixed order no matter who the partner is. Here is that order for a dental office in Bartlett, TN replacing an imaging unit or adding an operatory.

1. The dentist settles the amount and what it pays for, ideally with a vendor quote for the equipment or movable furnishings.
2. The office calls (901) 675-9229 or sends the short form with the amount, time in business and annual revenue.
3. Eaglestone Funding Group forwards the dental office's request to its funding partners.
4. A partner asks the practice for statements and returns, and can check credit for the practice and the dentist.
5. The partner decides whether to offer, and on what amount, rate, term and security.
6. The dentist reads the written offer and accepts it, asks questions, or lets it go.

Whichever of the 309 offices of dentists that Shelby County, TN counted in 2023 (CBP, NAICS 6212) goes through these steps, the request is about that practice's own file, not the county count. Asking the partner for its full records list at step four saves sending papers twice. The step-by-step process page covers each stage in more depth.

A quick-service restaurant has a few separate funding routes, and the right one depends on what the money buys. A fryer, range or walk-in cooler points to equipment financing, where the equipment itself secures the deal. Payroll and food costs between deposits point to working capital. A counter with steady card volume can also weigh a merchant cash advance, which is a purchase of future card sales and not a loan.

A quick-service restaurant looking at these routes is one of the 790 limited-service restaurants with paid staff that Shelby County, TN logged for 2023 (CBP, NAICS 722513), and its own card deposits are what a partner can review. ZIP 38134 had 43 limited-service restaurants that year (ZIP Code Business Patterns). For a counter weighing an advance, setting a partner offer beside the card processor's own advance quote is worth the extra call.

Physician offices fit the same request path, with one difference: much of a practice's revenue arrives later, as insurance claims are paid. A practice can show that timing with its claims aging and its deposit history, and then ask a partner for working capital, an equipment loan for exam or diagnostic gear, or a term loan for movable clinic furnishings, the same menu open to each of the 575 offices of physicians with paid staff that Shelby County, TN counted in 2023 (CBP, NAICS 6211). A practice weighing movable equipment close to this office would be one of 20 physician offices with a ZIP 38134 address in 2023 (ZIP Code Business Patterns).

The Eaglestone Funding Group office is at 5716 Stage Rd, Bartlett, TN 38134, and the phone line is (901) 675-9229. ZIP 38134 had 1,265 employer establishments in 2023 (ZIP Code Business Patterns), and 40.8% of them had fewer than five employees: a two-chair salon or a three-person office goes through the same review steps as a larger employer. Phone and form options sit on the contact page, and the city itself has a Bartlett, TN business loans page.